Think a home warranty will protect you?

When we decided to put our house on the market, a friend (who just put hers on the market) suggested we get a Home Warranty. You pay anywhere from $425.00 to $500.00 (which is paid at the time of closing) and it (supposedly) covers repair costs that are needed to sell your home. You just pay the service fee of $75.00 or if it is less that is what you pay. We signed up for one and yup-the water heater started leaking. We contacted the company and they had us call one plumber-his response” I told them I was 2 weeks out and not to send anyone else to me”. The next plumber said we were out of his area. So we contacted the company and told them we had a plumber, they authorized us to go ahead, pay the bill and they would reimburse us. Had the replacement hot water heater done, paid the bill, submitted the bill to “customer paid invoice” e-mail as told do. The bill was $1100.00. The first excuse not to cover the bill 1. It is not covered when you are just listing your property (1st page of contract-it does cover the listing period). 2. It was replaced before the inspection and now not covered (the policy was in effect 3 weeks prior to the incident). 3. Then told there is a cap of $250.00 (Warranty states contract is limited to $5000.00 per covered system-which a water heater is). 4. Then told because the invoice wasn’t paid we had “free” coverage of $250.00. Remember contract says policy to be paid at time of closing. 5. Finally told policy doesn’t cover the maximum for the seller only the buyer. AND I WOULD BUY THIS POLICY WHY???? BEWARE!!

Oh no I am moving!

Even though I advise folks all the time about downsizing and moving, the full impact hit me when I was starting to downsize myself! The best hint I can give you is to START EARLY! Even if you are just starting to think about moving take small steps to begin. Clean out the junk drawer while making the morning coffee; start a “doesn’t fit” bag in your closet and buy a shredder! More to come!

It’s not just about the move

Wow! When I started going over my information on downsizing, moving and setting up a new residence, I realized there is a lot more people need to know to get started. There are some folks out there who can help you declutter and get the move started for you. But what about all the areas from finding a new residence, to paring down, to getting rid of things to making your new residence your new home?? I will be offering some more information on this very shortly!

Downsizing help is on the way!

The more I talk to people about my downsizing business, the more I realize how much help people need. I enjoy what I do and I know that people are so happy to have a big burden off their shoulders when they are getting ready to move. There are so many “moving parts” from deciding where to move, what to move and how to move into the new space. I’ll be back with more helpful hints. In the meantime, if you think this might be a career for you, e-mail me about an upcoming course I’ll be offering-www.designs4u@hotmail.com.

Why you need a plan for moving

It’s a big step going from a large family home to a smaller “made for two” home. Don’t wait until the last minute to start cleaning out. In your closet when trying on something that doesn’t fit or doesn’t look just right-put it in a “to donate bag”. In your kitchen when looking for a particular pot-don’t just move around things you never use anymore-put them in a box to sell at a garage sale. In your home office when looking for some paperwork-start shredding those old bills. Taking small steps makes the job seem less overwhelming.

Working with a designer:

Working with a designer:
Have a vision as to how you want your space to look; use of room, color, style, etc.
Be realistic about the time frame in which you would like your project completed.
Be flexible about your selections. If you choose something that you love which is above your budget, consider waiting to make the purchase.
Choose a designer, not only by their previous projects, but also how comfortable you feel with him or her during the interview. Listen to “your gut”.
As uncomfortable as it is, you must discuss the budget. You’ll be wasting your time and the designer’s time by not being honest about this aspect.

Downsizing your parents:

I’ve help many older clients downsize their home to move into an Independent Living Facility. Some have “children” that help, some don’t have children and some have “children” that just don’t care to help. It is sad, but true. If you do decide to help your parents here are a few tips:
1. Listen to what they are saying-certain items have sentimental meaning for them. If they have too many that won’t fit into the new residence, help them decide which ones are most important and let them take their time deciding.
2. Let them make most of the decisions, but be there to guide them if you feel they need a little direction. Remember, they may be losing much of their independence and it is a very difficult and overwhelming time.
3. If you can be there on the day of the move-be positive!! Great apartment; people are so friendly; lunch in the dining room was great! NOT-this place is so much smaller that your home; you had such nice neighbors before; guess you’ll have to continue to cook if you want a decent meal!

Independent Living Downsizing

In working with those who are downsizing to an independent living facility, I found that not only is it overwhelming, but in some ways sad. They are leaving a home that they thought would be their last, they must get rid of many, many items that won’t fit into the new residence and they have to get used to a new way of living. To give them something to look forward to:
1. Have family photos arranged on the wall in a similar manner that they are now displayed.
2. Offer to shop with them for new window treatments and/or bedding ensembles.
3. Help them find a “loving home” for those collectibles that cannot be moved with them.

Tips for packing and moving

1. Try using clothing to wrap plates and bowls. Socks are best used to wrap glasses and mugs.
2. Instead of stacking dishes inside a box, like one would automatically do, place them vertically like records. This saves space and further prevents your dishes from breaking.
3. Color coding your boxes when packing can help you remember exactly which room they are going to in your new home and you will save of time by not searching for the writing on the box!